FISH of Sanibel-Captiva has announced that the My Safe FL Home (MSFH) application portal is now open, offering Florida homeowners the opportunity to apply for wind mitigation inspections and grants.
The Florida Legislature has allocated $280 million for the 2025-26 fiscal year to fund new wind-mitigation inspections and grants under the MSFH Program. These grants are exclusively for wind mitigation upgrades.
Funding is limited, and grants will be awarded on a first-come, first-served basis. Eligible homeowners are encouraged to submit their applications as early as possible to increase their chances of receiving funding.
About the MSFH Program
Re-established during the 2022 special session of the Legislature, the MSFH Program provides financial assistance to eligible Florida homeowners to retrofit and strengthen their homes against storm damage. The program has two key components, both managed by the Florida Department of Financial Services:
Free Hurricane Mitigation Inspection: Homeowners can receive a free, no-obligation inspection that assesses the current hurricane-resistant features of their home. The inspection will also recommend improvements to further strengthen the home against future hurricanes.
Hurricane Mitigation Grant: Homeowners can apply for a grant to cover the costs of the recommended improvements, enhancing the home’s hurricane resistance. These upgrades may also help homeowners qualify for discounts on their home insurance premiums.
Matching Grants
The MSFH Program Matching Grant operates on a reimbursement basis. Homeowners must have their grant application approved before proceeding with construction work. Payment requests are submitted at the end of the project via a draw request, accompanied by a paid-in-full invoice. If approved, homeowners will be reimbursed for two-thirds of the total project cost, up to a maximum of $10,000, subject to legislative appropriation.
Low-Income Grants
Low-income homeowners who meet the program’s other requirements are eligible for a low-income grant of up to $10,000. These homeowners are not required to provide a matching amount and do not need to submit a paid-in-full invoice. They are also exempt from the insured value requirement.
For more details on eligibility and how to apply, visit https://mysafeflhome.com
For inquiries, FISH of Sanibel-Captiva can be reached by email.
